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A default fund - the one your money is invested in if you take no action - can only charge a maximum of 0.75% a year, which means a lot of it will follow stock indexes like London's FTSE 100, FTSE 250 or the S&P 500 in the US - so-called passive investments which will include a vast number of companies

Wynette and Gray's rendition peaked at number six on the US country chart in 1985

The alfalfa Leafcutter bee was introduced into North America from Eurasia in the late '30s

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Associated with 99 deaths, although this tally includes some ecstasy deaths