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Prudential Life Insurance Review Compare Rates & Policies Hiding tobacco use from your insurance provider is a fast track to a rejected claim. If you use tobacco, keep these 3 rules in mind before buying term insurance:, 1 Total Disclosure: You must Smokeless Tobacco Your Habit or Your Life Pamphlet Life Insurance for Smokers and Tobacco Users The Life Insurance Industry's Long, Strange Silence about Smoking and Cancer The Center for the Study of Tobacco and Society
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